by PennPRIME Insurance Trust | Nov 1, 2016 | Liability, Past Articles
IRS Issues Affordable Care Act Reporting Forms and Instructions for Employers By Joseph M. Motto, Esq. and David E. Mitchell, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. On July 24, 2014, the Internal Revenue Service released drafts of the new forms that...
by PennPRIME Insurance Trust | Nov 1, 2016 | Uncategorized
2015 PennPRIME Annual Membership Meeting and Risk Management Conference The 2015 PennPRIME Annual Membership Meeting and Risk Management Conference will be held on Thursday and Friday, September 17-18, at the Nittany Lion Inn, State College. To demonstrate our...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Business Continuity Resolve to Plan in the New Year By Josh Smith, Senior Continuity Planner & Public Sector Manager, Agility Recovery It’s a new year and, for most people, that means resolution time. Regardless of whether you practice the “art” of New...
by PennPRIME Insurance Trust | Nov 1, 2016 | Claims, Past Articles
The Hidden Cost of Claims When you think about the cost of a claim, the first things that might come to mind are the medical and indemnity (lost wage) expenses. Upon further reflection, you might realize that overall insurance costs may also increase. But the...
by PennPRIME Insurance Trust | Nov 1, 2016 | January 2015 Issue, Past Articles, Workers' Compensation
Formalizing a Return–To–Work Program: The Benefits of Having a Program and How To Implement an Effective Program By Elizabeth Shreve, Claims Technical Specialist, Inservco Insurance Services, Inc. If your goal is to achieve a reduction in your Workers’ Compensation...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Most workshops and garages have flammable liquids that are used on a regular basis as part of the operation. While necessary, these liquids can also be dangerous if not used and stored correctly. Proper storage of flammable liquids is not difficult, as long as the...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
Assessing the Placement of Body-Worn Cameras for Law Enforcement: One Department’s Perspective By Sergeant Brian Marshall, B.S., M.S., Borough of Phoenixville Police Department An officer’s actions and statements being recorded by a citizen walking down the street is...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
How to Prepare for Body-Worn Cameras in Law Enforcement By Melanie B. Seigel, Esq. & Brian P. Gabriel, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. The emergence of body-worn cameras (BWC) in law enforcement will continue to impact policing as more...
by PennPRIME Insurance Trust | Nov 1, 2016 | January 2015 Issue, Liability, Past Articles
Benefits of Accident Investigations and Documentation By Brian P. Gabriel, Esq. and Joseph M. Motto, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. A persistent concern among municipal entities is that written documentation of an accident or injury will be...
by PennPRIME Insurance Trust | Nov 1, 2016 | Uncategorized
2015 PennPRIME Annual Membership Meeting and Risk Management Conference This year's conference will be held on Thursday and Friday, September 17-18, at the Nittany Lion Inn, State College. To demonstrate our commitment to this important learning opportunity,...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Riding Out the Storm By Josh Smith, Sr. Continuity Planner & Public Sector Manager, Agility Recovery Hurricanes are one of nature's most powerful and destructive forces. They can cause catastrophic damage to coastlines and impact areas several hundred miles...
by PennPRIME Insurance Trust | Nov 1, 2016 | Claims, Past Articles
Caught on Tape: Surveillance By Gary Scoulos, Esquire, Meyer Darragh Buckler Bebenek and Eck If a picture is worth a thousand words, what is the value of a video which captures a crime or an event giving rise to either a workers’ compensation or liability claim? ...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles, Workers' Compensation
Were Pirates the Pioneers of Workers’ Compensation? Pirates – a surprising beginning to the purported history of paid compensation for injured workers. When you think of pirates, you might think of ruthless criminals victimizing on the ocean seas. Or you might...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Improving Your Hazard Inspections–Compressed Gas Cylinders Compressed gases are used in several ways in workshops and garages, but most commonly for welding or forklift fuel. While necessary and useful, these cylinders can present significant hazards to...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
Ride-Alongs: Are They Worth the Risk? Adapted and reprinted with permission from the Minnesota League of Cities Many municipalities offer their citizens the opportunity to participate in various ride-along programs. A ride-along program provides the opportunity to...
by PennPRIME Insurance Trust | Nov 1, 2016 | Liability, Past Articles
Comparing Apples and Oranges: Similarities Between Liability and Workers' Compensation Exposures When you hear the phrase, “You can’t compare apples and oranges,” it is meant to convey that you can’t compare things that are completely different. However, when you...
by PennPRIME Insurance Trust | Nov 1, 2016 | Uncategorized
Medical Panels for Workers’ Compensation Claims Having a medical panel selected for the treatment of employee injuries is not only required by law but it is also good practice in human resources. Here are few reasons why: Panels show employees you care about their...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Top 5 Lightning Myths Debunked Provided by Agility Recovery Summer is in full swing and while most of us partake in all the recreational activities the season has to offer, we mustn’t forget that it's peak lightning season. Although it receives less attention than...
by PennPRIME Insurance Trust | Nov 1, 2016 | August 2015 Issue, Claims, Past Articles
Costly Mistakes in Workers’ Compensation Handling By Nicole Shumaker, Claims Manager, Inservco Insurance Services, Inc. Workers’ compensation claims must be managed efficiently with the ultimate goals of returning an injured employee to work as soon as medically...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles, Workers' Compensation
OSHA is Not a Four-Letter Word The Occupational Safety and Health (OSHA) Act was enacted in 1970 as a result of a long history of severe, preventable, workplace injuries, not only in the United States, but also world-wide. According to the US Department of Labor,...
by PennPRIME Insurance Trust | Nov 1, 2016 | August 2015 Issue, Loss Control, Past Articles
Dandelions and Accidents - Dig Deep to Destroy the Root Dandelions. Those pesky weeds that seem to pop-up everywhere. So whatcha gonna do? Pull ‘em up, of course. And in a few days, there they are again. Why? Because more often than not you didn’t remove the root. ...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
Recognition for Accredited Police Departments Pennsylvania has its own accreditation system for Law Enforcement through the PA Chiefs of Police Association and PLEAC (PA Law Enforcement Accreditation Coalition). Internationally, there is the CALEA (Commission on...
by PennPRIME Insurance Trust | Nov 1, 2016 | August 2015 Issue, Liability, Past Articles
Emerging Risk Factors with Drones By Claire Lee Reiss, J.D., ARM, CPCU, Program Director, NLC-RISC, National League of Cities (NLC) Drones are an important emerging technology for local governments and private industry. Whether they are called drones, Unmanned Aerial...
by PennPRIME Insurance Trust | Nov 1, 2016 | Uncategorized
Safety Committee Renewal Applications must be submitted to the Bureau of Workers’ Compensation by the firm deadline of Monday, December 15, 2015. If you have further questions, contact the State directly at (717) 772-1635 and ask for a Reviewing Specialist (L&I,...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Winter is Coming! By Josh Smith, Enterprise Account Manager, Agility Recovery If you’re a viewer of the popular HBO Series, Game of Thrones, then the title of this article means something different to you than it does to those who are not. However, imminent invasion...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles, Workers' Compensation
When is an Injury Not a Work-Related injury? When the Employee is Not in the Course and Scope of Employment By Kristopher Kachline, Esquire, The Chartwell Law Offices, LLP. Not all of your employees’ injuries are compensable. It is a well-settled concept that only...
by PennPRIME Insurance Trust | Nov 1, 2016 | Liability, November 2011 Issue, Past Articles
Responding To and Tracking Citizen Complaints By David E. Mitchell, Esq., Campbell, Durrant, Beatty, Palombo & Miller, P.C. Having a mechanism for receiving, tracking and responding to citizen complaints regarding potentially dangerous conditions involving...
by PennPRIME Insurance Trust | Nov 1, 2016 | Claims, Past Articles
Municipal Sidewalk Claims From The Claims Desk Perspective By Jack Maher, INSERVCO Claims Technical Specialist A frequent type of claim that comes across my desk is a trip and fall, where it is alleged that some kind of defect in a sidewalk caused the fall with...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Clever Enforcement of Seat Belt Use Requirements Do you struggle with how to effectively enforce seat belt use required by Loss Control Standard (LCS) #4? At the Member Sharing session of the 2015 PennPRIME Annual Membership Meeting and Risk Management Conference,...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Improve Your Hazard Inspections - Fixed and Portable Ladders Most facilities use ladders on such a frequent basis that it becomes second nature. Unfortunately, if an employee has not been properly trained on how to select, inspect, set up, use and store the specific...
by PennPRIME Insurance Trust | Oct 31, 2016 | Law Enforcement, Past Articles
Firearms Simulator Safety By Mark Filburn and Troy Pitcock, Kentucky League of Cities Insurance Services (KLCIS) Loss Control Law Enforcement Specialists Reprinted with Permission Safety First – On the Street and In the Classroom! It is important to constantly...
by PennPRIME Insurance Trust | Oct 31, 2016 | Liability, Past Articles
Insurance Considerations For Drone Use Drones or Unmanned Aircraft Systems are now in use, or being considered for use, by local government entities across the nation. Police, public works, and fire services are some of the potential users. While much consideration...
by PennPRIME Insurance Trust | Sep 21, 2016 | Law Enforcement, Liability, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Sep 21, 2016 | Law Enforcement, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Jul 27, 2016 | Liability, May 2014 Issue, Past Articles, PRIME Watch
By David E. Mitchell, Esq., Campbell Durrant, Beatty, Palombo & Miller, P.C. Some employers believe that not having written employment policies in place is beneficial because it allows them more flexibility in responding to situations that arise in the workplace. ...
by PennPRIME Insurance Trust | Jun 14, 2016 | Loss Control, Past Articles, PRIME Watch, Workers' Compensation
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | May 3, 2016 | Loss Control, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Mar 21, 2016 | Liability, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....